Monday 20 October 2014

Taking your technology on holiday? Check your insurance first

Your gadgets are not necessarily covered by your travel or home insurance policies.

A recent Daily Mail story points out that most travel insurance has a single item limit on technology. And this won't even cover the cost of replacing the average smartphone. 

"No problem, I'm covered by my home insurance". Think again. Items taken out of the home are not usually included unless you pay an extra premium for extra cover.

Onestop4's Fit-4-Travel policy could be the solution. It provides up to £300 cover for any single item and up to £3000 in total for all possessions - well above average for travel insurance. Still not enough for all your technology? We suggest you either look at specialist gadget insurance, or ensure that your items are covered on an "all risks basis" within your home content insurance policy.

And do check your bank account. Some added value accounts now include travel and gadget cover.


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