Over 70 And Need Travel Insurance? Here's What You Should Be Looking For

If you're over 70 and planning a holiday, it's likely that you'll be looking for the appropriate travel insurance. Some over-70s may have postponed trips of a lifetime due to pre-existing medical conditions. If this is you, you may have found the prospect of flying away to a foreign country, or even travelling to other parts of the UK, somewhat daunting - largely due to concerns about such conditions flaring up whilst away from home. However, if you know what to look out for during your hunt for holiday insurance, you can ensure you are covered, and this feeling of having a 'safety net' in place can help give you peace of mind whilst away.

Firstly, it is important to choose an insurer specialising in travel insurance for all ages. They will often have comprehensive plans in place to suit your circumstances.

Depending on the type of holiday you have booked, and what activities you have planned, you may have differing insurance requirements to others. For example, a European long weekend away will have a different rate than if you plan on travelling across Asia for six months. You may be planning a cruise, in which case a specialist cruise insurance policy will be the option for you.

The length of your holiday will, of course, be a factor when choosing the correct policy for you. If you are away for an extended period of time (travelling for many months, on a working holiday or sabbatical, for example) you will need to opt for a 'long stay policy'. However, even if you are simply planning a UK mini-break, it is still a good idea to have cancellation cover in place. If you've booked to rent an expensive cottage or stay in an upmarket hotel, you wouldn't want to lose any money if, for whatever reason, you could not attend.

If you enjoy caravanning holidays, consider taking out a special caravan insurance policy to cover you whilst you are on your trip. You will be able to enjoy your holiday to the maximum, safe in the knowledge that you, your caravan, and even your pets, are covered.

Also take into account how frequently you travel. If you are an avid holidaymaker, or even if you go on holiday more than twice a year, you may want to search for an annual policy.