With onestop4’s recent
launch of the Fit-4-Travel policy to now also include cover for UK Expatriates
who are residing in the EU, it’s important to understand what as an Expat you should
look out for when buying travel insurance.
Whilst some other insurers
do offer a travel insurance for EU residents living outside of the UK, we
believe our product to be one of the most comprehensive and inclusive policies
on the market, offering a range of unique features we feel are important for EU
residents purchasing travel insurance.
Our Fit-4-Travel insurance
provides the cover you need and in our experience are most likely to need, as a
traveller living in the European Union. Our knowledge and experience allows us to
specialise in also offering travel insurance to older persons with serious
medical conditions who are residents in EU countries outside of the UK. We
pride ourselves on providing cover for travellers who struggle to find high
quality travel insurance elsewhere.
It’s our experience that
you are more likely to require treatment for a medical issue, or need to cancel
your travel plans because of either your own, or someone on whom you trip
depends, their health, deteriorates sufficiently requiring you to cancel your
proposed trip. So when you compare other insurances with an excess of €250 you
will be pleased when you see the excess we charge is €50 for medical treatment
or cancellation and for a small premium of €9 or £9 (plus taxes if these are
applicable to your Country of Residence) can waive the excess completely. This
means you have at worst a low limit, or better still a nil limit on the cost
that you must pay for treatment yourself or stand in the event of a
cancellation.
Our cover includes a
Medical Screening Service which can be undertaken online yourself or you can call
us on +44 (0) 1689 892 227 and we will then
ensure we do cover those conditions that you declare and provide peace of mind,
so that should you need to use the insurance whilst travelling you will be
covered. It is important that you declare all health conditions when asked
about your health, failure to do so would invalidate your policy. We operate an
“all in” policy, so we cover all your health conditions and not just a select
few.
If you find that you
require ski or golf cover, or are planning on getting married abroad, then
these optional additional covers can be purchased as optional extras and added
onto your policy, thus allowing you to tailor your cover for your trip.
Our Fit-4-Travel insurance
is designed to meet the needs of modern living to include today’s ever
expanding British expatriate population living in the EU. Our policy includes short trips within and
outside your adopted European country of residence which have no age limits,
giving you the freedom to travel whilst still knowing you are covered by a high
quality British travel insurance policy you can trust. Alternatively we have an
Annual policy which may make better financial sense if you travel a few times a
year. Travel back to the UK is covered as though you were travelling in your
home location or current Country of Residence – which is the lowest rated of
all areas available for travel.
Fit-4-Travel Insurance is
unique in providing cover for trips that include 2 nights pre-booked and paid
accommodation in your adopted country of residence. This means that you can
explore a new area or get to know the country your living in better, whilst still
being covered by our insurance.
When buying travel
insurance if you live outside of the UK it is important to make sure you are
clear what you are purchasing. From our research some ‘Expat Travel Insurance’
may in fact refer to long stay or backpacker policies rather than for people
who have residence in a European country outside of the UK. You may also find
that many medical conditions are not able to be covered.
Onestop4 provides cover
for UK Residents and UK Expatriates who are residing in Europe including:
Austria, Belgium, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic,
Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary,
Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta,
Netherlands, Poland, Portugal, Republic of Ireland, Romania, Slovakia,
Slovenia, Spain, Sweden, United Kingdom, and who are planning to travel from
and return to their home location (meaning the country you have been
permanently living in for at least six months of the twelve months before you
buy this policy.)
If you prefer to buy your
policy in £ sterling rather than € Euros then this option is also available to
you.
